Financial Services

You want to open an account in a bank in Switzerland – a country with a long and established banking tradition –, to safely and securely place or invest a part of your available capital? Or you simply want to define key management figures or establish cash flow or liquidity analyses? Or you want insurance, legal, tax or trust consulting?


We are at disposal of domestic and foreign companies as well as private persons for financial matters of every kind.



About Switzerland

  • Switzerland has (2011) the 4th highest nominal GDP per capita in the world (after Luxembourg, Qatar and Norway).
  • Switzerland has (2010) the worldwide highest employment rate (OECD countries).
  • Switzerland tops in 2012 again (for the 4th consecutive year) the overall ranking in the World Economic Forum’s (WEF) Global Competitiveness Report (GCR) as most competitive country in the world before Singapore, Finland, Sweden, Netherlands, Germany, United States, United Kingdom, Hong Kong and Japan.
  • Switzerland has, also according to the GCR, the world’s most stable economy due to its policy of long-term monetary as well as political security and stability.
  • The Swiss Franc is since decades the most stable currency in the world.
  • Some of the world's most renowned companies are Swiss companies, such as:
    - ABB (engineering)
    - Adecco (human resources)
    - Axpo (energy)
    - Credit Suisse (banking)
    - Glencore (commodity trade)
    - Holcim (cement)
    - Lindt & Sprüngli (chocolate)
    - Logitech (electronics)
    - Nestlé (food)
    - Novartis (pharmaceuticals)
    - Petroplus (oil trade)
    - Richemont (luxury goods)
    - Roche (pharmaceuticals)
    - Rolex (watches)
    - Ruag (space technology)
    - Schindler (elevators)
    - Securitas (security)
    - Swatch (watches)
    - Swiss Re (insurance)
    - UBS (banking)
    - Zurich (insurance)



Opening a Swiss Bank Account

Who can open a Swiss bank account?

Principally, anybody can open an account at a bank in Switzerland. However, banks reserve the right to reject clients. The reasons therefore can be:

  • politically exposed person;
  • doubts about the origins of the potential client's funds;
  • money they know or must assume stem from crime.


Can a Swiss bank account be opened from another country?

According to Swiss law and the code of «due diligence», the bank must verify the identity of the client on the basis of an official document, e.g. a passport.


Can a Swiss bank account be opened entirely via Internet?

No, because technical and legal reasons prevent the client identification procedure from being carried out entirely online via Internet. In any case a certified copy of an official identification document, e.g. passport or identity card has to be delivered. Such official authentications are issued by notaries or public offices. A common way is also the Apostille, an international certification form. The bank also checks the address of the new client through an exchange of correspondence.


What questions will the bank ask?

First and foremost, the bank's staff will certainly ask questions to fulfil the bank's legal obligations with regard to due diligence.


What documentation will the bank want to see?

The bank will certainly want to see official identification papers such as a valid passport or an equivalent official identification document containing a photograph.


What about «numbered» accounts?

The procedure for opening a «numbered» account is exactly the same as for any other type of account.


Has the account to be in Swiss Francs?

No. It can be in Swiss Francs, US Dollars, Euros or English Pounds.


Is there a minimum amount to open an account?

No, there is no minimum amount. However, we recommend a minimum of CHF 5'000.– (€ 4'000.–, $ 5'000.–, £ 3'000.–).


How much interests will the bank pay?

The amount of interests depends on market and economic conditions governing interest rates as well as the type of bank account.


Are there taxes to be paid on the interest?

Any Swiss-domiciled entity paying interest or dividends is legally obliged to deduct withholding tax of 35% levied on the earnings. Foreigners though can claim a tax refund if their country has a double taxation agreement with Switzerland.


How safe are Swiss banks?

All banks operating in Switzerland must be licensed by the Swiss Federal Banking Commission (SFBC). Swiss banks can therefore and due to the very stable and reliable political, monetary and economical system certainly be counted amongst the safest in the world.


How «secret» are Swiss banks?

In Switzerland great importance has traditionally been attached to the protection of an individual's privacy, and this has always included financial privacy. Surveys consistently show that the vast majority of the Swiss people want to maintain this protection. However, the high level of confidentiality Swiss banks offer both their domestic and foreign clients is not absolute and certainly does not shield criminals.


The full information can be found on the website of Swiss Banking – the Swiss Bankers Association –



Our Financial Services

  • Asset and financial planning
  • Capital procurement, protection and hedging
  • Cash flow analyses
  • Controlling and reporting
  • Insurance brokerage, consulting and planning
  • Investment and financial consulting and management
  • Key management figures
  • Key performance indicators
  • Legal consulting
  • Liquidity analyses
  • Multiannual financial analyses
  • Opening and management of Swiss bank accounts
  • Sustainable Balanced Scorecards (SBSC)
  • Tax consultancy
  • Trust consulting



Resulting Client Benefits

  • You safely place your capital in Switzerland in compliance with legal regulations
  • You have the right and important quantitative and qualitative control instruments
  • You have a reliable, competent and experienced partner for the fulfilment of tasks in financial, controlling, insurance, tax, legal and trust matters